Welcome to the Trade Secrets, powered by Metabo HPT Podcast. This show is all about real-world lessons, smart strategies, and proven hacks used by successful tradespeople who’ve been in the trenches. If you're just starting your own trades business—or thinking about it—this podcast is another tool for your toolbox. Only this one doesn’t go in the truck...it goes in your head.
Guest: David Zaycer (Coastal Contractors Insurance Agency)
Insurance might not be the first thing you think about when running a trades business, but ignoring it (or getting it wrong) can be one of the costliest mistakes you ever make. In this episode, David Zaycer breaks down the most common insurance pitfalls he sees contractors make, and how to avoid them.
EPISODE 11: Insurance Mistakes to Avoid
Guest: David Zaycer (Coastal Contractors Insurance Agency)
Insurance might not be the first thing you think about when running a trades business, but ignoring it (or getting it wrong) can be one of the costliest mistakes you ever make. In this episode, David Zaycer breaks down the most common insurance pitfalls he sees contractors make, and how to avoid them.
You'll learn:
• Why underestimating payroll and revenue can leave you uncovered (and on the hook)
• How misclassifying employees drives up risk and costs
• What to expect (and prepare for) during workers’ comp audits
• The one key question a good agent should always ask you
• How to spot if you’re working with the wrong insurance provider
Episode links: